640 N NOVA ROAD UNIT 209, ORMOND BEACH, FL, 32174
Active0 days on marketListed Jul 24, 2026MLS #FC320191
About this home
640 N NOVA ROAD UNIT 209
BARGAIN ALERT! Unbelievable price for a beautifully updated, move-in ready, 2-bedroom, 2-bathroom condominium WITH ALL THE FURNISHINGS INCLUDED! Enjoy lush grounds and sparkling pool views from your second-floor balcony. Nestled in a prime location, you are just 1 mile from The Trails Shopping Center (featuring Publix, dining, shops, a fitness center, and more) and ONLY 3 MILES FROM THE BEACH! This pet-friendly building offers two elevators for your ultimate convenience. OPPORTUNITIES LIKE THIS DON’T LAST, SCHEDULE YOUR PRIVATE TOUR BEFORE IT’S GONE! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
932
Sqft
5.4 ac
Lot size
1976
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,123 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,123/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.9%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Diva Mejias
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 640 N NOVA ROAD UNIT 209 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 N NOVA ROAD UNIT 209 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Diva's phone and CRM.
Straight answers
640 N NOVA ROAD UNIT 209 FAQs
What would the monthly payment be for 640 N NOVA ROAD UNIT 209?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 N NOVA ROAD UNIT 209?+
The most recent tax bill on record (2025) was $1,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 640 N NOVA ROAD UNIT 209?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $135,000, this home is listed about 68% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 640 N NOVA ROAD UNIT 209?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32174 market on paper
$135,000 is 66% below the ORMOND BEACH 32174 median of $399,900, and at $145/sqft it sits under the Ormond Beach average of $272.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SIMPLY REAL ESTATE · Nancy Eddy. MLS #FC320191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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