Diva Mejias
$524,9003 bd2 ba2,093 sqft$251 /sqft$4,114 /mo all-in ↓

1103 NATHAN RIDGE RD, CLERMONT, FL, 34715

Active0 days on marketListed Aug 12, 2026MLS #O6432629

Single Family ResidenceHIGHLAND RANCH/CANYONS PH 4

About this home

1103 NATHAN RIDGE RD

Welcome to 1103 Nathans Ridge Road, a stunning, turnkey Taylor Morrison "St. Thomas" model featuring 3 bedrooms, 2 bathrooms, plus a versatile office/den, offering the perfect blend of modern luxury and resort-style living in the highly sought-after community of The Canyons at Highland Ranch. From the moment you arrive, the custom glass-enhanced front door floods the foyer with natural light, welcoming you into a gorgeous, open-concept floor plan highlighted by striking custom ceilings throughout. Directly off the foyer, elegant French doors lead to the private, tile-floored office/den that serves as the perfect quiet workspace or flex room. The heart of the home is the chef-inspired gourmet kitchen, boasting upgraded quartz countertops, a spacious breakfast bar, pristine 42-inch upper solid wood cabinetry, a beautiful backsplash, a large corner pantry, and stainless steel appliances. Retreat to the oversized primary suite, a private sanctuary featuring dual walk-in closets and a spa-like en-suite bath with a soaking tub, a separate walk-in shower, and a comfort-height double vanity. Two additional bright bedrooms and a pristine second full bath offer a highly desirable split-bedroom layout for maximum privacy, alongside a dedicated laundry room and a spacious two-car garage. Live like you are on vacation every day with unmatched neighborhood amenities including a resort-style pool, spa, splash pad, playground, sports fields, basketball court, picnic areas, a dog park, and miles of scenic walking and biking trails. Perfectly situated just minutes from major commuter routes, premier shopping, dining, and healthcare, this home offers ultimate convenience in a highly desirable, family-friendly neighborhood. Schedule your private tour today—this gem will not last long!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,093

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

One

Levels

$251

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
FacesNortheast
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$138/mo
Taxes (2025)$5,929/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,114 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$494
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,372
Interest rate6.00%
Loan term

Estimated payment

$4,114/mo

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$494
HOA / condo fee$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$467KedgeAI estimate $490,266 · range $487K$500K$546K

vs edgeAI estimate

+7.1%

Days on market

0 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 1103 NATHAN RIDGE RD

Drive times from this address

Downtown Orlando33 min
Universal Orlando36 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the Clermont median. See the full Clermont market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $524,900 · 0 days on market since
2020Built · HIGHLAND RANCH/CANYONS PH 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Diva Mejias

Your agent

Diva Mejias

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1103 NATHAN RIDGE RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1103 NATHAN RIDGE RD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Diva's phone and CRM.

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Goes straight to Diva’s phone and CRM.

Straight answers

1103 NATHAN RIDGE RD FAQs

What would the monthly payment be for 1103 NATHAN RIDGE RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,114/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1103 NATHAN RIDGE RD?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1103 NATHAN RIDGE RD?+

The most recent tax bill on record (2025) was $5,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1103 NATHAN RIDGE RD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $524,900, this home is listed about 13% above the Clermont median of $465,000. The market section on this page shows how the area is trending.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Aftab Neezamdeen. MLS #O6432629.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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