400 RUM RUN UNIT 404, DAVENPORT, FL, 33897
Active0 days on marketListed Aug 8, 2026MLS #S5154290
About this home
400 RUM RUN UNIT 404
TURNKEY SHORT-TERM RENTAL OPPORTUNITY AT BAHAMA BAY RESORT! Welcome to 404 Rum Run in Davenport, a beautifully presented 2-bedroom, 2-bath ground-floor condo offering an excellent opportunity for investors or buyers seeking a Florida vacation retreat. This spacious condo is fully furnished and guest-ready, with a bright, open layout designed for comfortable vacation living. The main living area features attractive, newly installed luxury vinyl flooring, a generous living room, a dedicated dining area, and a fully equipped kitchen with ample cabinetry, a breakfast bar, and generous counter space. The spacious primary suite features a king-size bed and a private en-suite bathroom with a separate walk-in shower and soaking tub. The second bedroom is furnished with two twin beds and is conveniently located near the second full bathroom—an ideal setup for families and vacation guests. An in-unit washer and dryer provide added convenience for longer stays. Step outside to the large, screened ground-floor patio, a wonderful spot for morning coffee or to unwind after a day of exploring the Disney Parks. The ground-floor location means no stairs to navigate, making luggage, groceries, and guest arrivals especially convenient. Located within Bahama Bay Resort, this property combines the relaxed feel of a tropical Florida getaway with resort-style amenities and a highly desirable location near Walt Disney World, theme parks, shopping, dining, and entertainment. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,307
Sqft
0.02 ac
Lot size
2006
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
Days on market
0 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,293/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Diva Mejias
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 RUM RUN UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 RUM RUN UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Diva's phone and CRM.
Straight answers
400 RUM RUN UNIT 404 FAQs
What would the monthly payment be for 400 RUM RUN UNIT 404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,269/mo — principal and interest, the actual property-tax bill, the $675/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 RUM RUN UNIT 404?+
The association fee works out to $675 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 RUM RUN UNIT 404?+
The most recent tax bill on record (2025) was $2,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 400 RUM RUN UNIT 404 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 400 RUM RUN UNIT 404?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $195,000, this home is listed about 50% below the Davenport median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 400 RUM RUN UNIT 404?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$195,000 is 43% below the DAVENPORT 33897 median of $340,000, and at $149/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $675/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Listed today in a Davenport market that averages 54 — if it fits, move quickly.
Listing courtesy of CENTURY 21 CARIOTI · Susan Cook. MLS #S5154290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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