877 EAGLE ROCK TERRACE, WINTER HAVEN, FL, 33880
Active0 days on marketListed Aug 6, 2026MLS #TB8536588
About this home
877 EAGLE ROCK TERRACE
Virtually Staged. Why wait to build when this 2022 home is ready now? Welcome to 877 Eagle Rock Terrace, offering 3 bedrooms, 2 baths and an open-concept layout designed for easy Florida living. The kitchen features granite countertops, a center island with breakfast bar and pantry, all flowing seamlessly into the dining and living areas. Step outside to the covered lanai and backyard—perfect for relaxing or entertaining. The private primary suite includes a walk-in closet and en-suite bath, with two additional bedrooms offering plenty of flexibility for guests or a home office. An interior laundry room and 2-car garage complete the home. Located in Eagle Landing with LOW HOA and NO CDD, close to shopping, dining, recreation and LEGOLAND. Move-in ready, newer construction and waiting for you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,312
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
Days on market
0 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Diva Mejias
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 877 EAGLE ROCK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 877 EAGLE ROCK TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Diva's phone and CRM.
Straight answers
877 EAGLE ROCK TERRACE FAQs
What would the monthly payment be for 877 EAGLE ROCK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 877 EAGLE ROCK TERRACE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 877 EAGLE ROCK TERRACE?+
The most recent tax bill on record (2025) was $1,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 877 EAGLE ROCK TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $265,000, this home is listed about 7% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 877 EAGLE ROCK TERRACE?+
Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of OFFERPAD BROKERAGE FL, LLC · Colleen Nolan. MLS #TB8536588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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