Diva Mejias
$512,9004 bd2 ba2,613 sqft$196 /sqft$4,014 /mo all-in ↓

4603 RIDGECLIFF DRIVE, BRANDON, FL, 33511

Active0 days on marketListed Aug 12, 2026MLS #TB8537654

Private poolSingle Family ResidenceHICKORY RIDGE

About this home

4603 RIDGECLIFF DRIVE

Welcome to this stunning home in the highly desirable Hickory Ridge community, where nature, privacy, and tranquility come together in a beautiful setting. Located in the heart of Brandon, this property offers a rare opportunity to own an expansive and private .40-acre lot with no HOA or CDD fees, giving you the freedom to enjoy your property without additional community restrictions or fees. This spacious 4-bedroom, 2-bathroom home offers approximately 2,600 square feet of living space, charming stone accents, lush tropical landscaping, and is perfectly positioned at the end of a peaceful cul-de-sac, providing a serene, low-traffic environment. As you enter the home, you are welcomed by a spacious formal living room and dining area, creating an ideal setting for entertaining family and friends. An additional versatile space can easily be used as a game room, home office, or extended family room, allowing you to customize the space to fit your lifestyle. The family room serves as the heart of the home and features a striking stone wood-burning fireplace and soaring vaulted ceilings, creating a warm and inviting atmosphere. The kitchen offers ample cabinet and counter space, recessed lighting, and a bright breakfast nook overlooking the beautifully landscaped surroundings. The spacious primary suite offers a peaceful retreat with views of a private outdoor garden area and features a beautifully renovated ensuite bathroom. The bathroom includes dual sinks with marble countertops, a walk-in shower, spacious walk-in closet, and a relaxing soaking tub. The split-bedroom floor plan provides privacy, with three generously sized secondary bedrooms and a full bathroom located on the opposite side of the home from the primary suite. Additional features include a large laundry room and a two-car garage, providing plenty of storage and convenience. The roof is approximately five years old, and the air conditioner is approximately six years old. Step outside into your own private oasis, where mature tropical landscaping surrounds a relaxing pool and creates the perfect backdrop for entertaining, relaxing, or enjoying Florida's beautiful weather. Conveniently located approximately 40 minutes from MacDill Air Force Base and Tampa International Airport and just an hour from Disney and the beautiful Gulf beaches, this home also places you minutes from shopping, dining, entertainment, and everyday conveniences. With its spacious lot, private setting, desirable location, pool, flexible living spaces, and no HOA or CDD fees, this exceptional Hickory Ridge home is a rare opportunity you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,613

Sqft

0.39 ac

Lot size

2

Garage

1983

Year built

One

Levels

$196

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSouthwest
ParkingDriveway
ExteriorIrrigation System · Private Mailbox

Community & fees

Taxes (2025)$7,294/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,014 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,019
FHA mortgage insurance (est.)$227
Property tax — 2025 actual bill$608
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,952Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,952
Interest rate6.00%
Loan term

Estimated payment

$4,014/mo

Principal & interest$3,019
FHA mortgage insurance (est.)$227
Property taxes (actual bill)$608
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $513K
$478KedgeAI estimate $525,412 · range $498K$556K$578K

vs edgeAI estimate

−2.4%

Days on market

0 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 4603 RIDGECLIFF DRIVE

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryKingswood Elementary School★★★★
HighBloomingdale High School★★★★
MiddleRodgers Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$375K$400K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $512,900 · 0 days on market since
1983Built · HICKORY RIDGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Diva Mejias

Your agent

Diva Mejias

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4603 RIDGECLIFF DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4603 RIDGECLIFF DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Diva’s phone and CRM.

Straight answers

4603 RIDGECLIFF DRIVE FAQs

What would the monthly payment be for 4603 RIDGECLIFF DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4603 RIDGECLIFF DRIVE?+

The most recent tax bill on record (2025) was $7,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4603 RIDGECLIFF DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $512,900, this home is listed about 40% above the Brandon median of $366,755. The market section on this page shows how the area is trending.

Which schools are assigned to 4603 RIDGECLIFF DRIVE?+

Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$512,900 runs 51% above the BRANDON 33511 median — but at 2,613 sqft it's also 56% larger than the typical Brandon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Brandon market that averages 32 — if it fits, move quickly.

04Strong assigned schools

Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXIT BAYSHORE REALTY · Lori Moses. MLS #TB8537654.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4603 RIDGECLIFF DRIVE, BRANDON, FL — 4 Bed, 2 Bath — $512,900 | CENTURY 21 Edge